Joresor Zolewyn analyzes market data in real time and structures the entry of excess liquidity via automated dollar-cost averaging - with risk management according to Swiss standards and without you having to monitor the market daily.
Many owners of SMEs are familiar with this trade-off: money in the business account is certainly available, but loses real purchasing power as soon as the interest rate is below inflation. An investment in the capital market would be obvious, but requires time for observation and timing, which is rarely available in everyday operations.
This reluctance is understandable and is by no means a sign of a lack of entrepreneurial foresight. Anyone who runs a company already has operational responsibility. Joresor Zolewyn was developed for exactly this situation: a method that systematically automates market observation and entry decisions without relinquishing decision-making authority.
Credit loses purchasing power if the interest rate is permanently below the inflation rate.
A structured market entry requires constant monitoring - resources that are scarce in everyday SME life.
Concern about an unfavorable entry point often leads to decisions being postponed indefinitely.
The methodology is based on comprehensible rules instead of forecasts. Every step can be explained later.
The AI continuously evaluates market data, volatility patterns and sentiment indicators. This creates a current picture of the situation that serves as a basis for decisions - not as a prediction.
Instead of a one-off large amount, the system distributes the capital investment over several tranches. The times are optimized based on market analysis, which smoothes the average entry price.
A diversification logic spreads capital across several uncorrelated asset classes. Limits for position sizes and loss thresholds are firmly defined and are automatically adhered to.
The furnishings are deliberately kept simple. The final decision is yours at every step.
You link your business account or depot via a secure interface. Only balance and transaction data that is necessary for the liquidity analysis is transferred.
The AI creates an individual model based on your liquidity reserve, risk tolerance and investment horizon. You will receive the proposed allocation for review before anything is invested.
After your approval, the system takes over ongoing execution according to the agreed DCA plan. You can adjust or pause the model at any time.
Many SMEs experience seasonal sales peaks, for example in tourism, retail or construction. Instead of keeping excess liquidity unused until it is needed again for wages, taxes or goods purchases, Joresor Zolewyn structures a short to medium-term investment with a correspondingly conservative risk attitude. Withdrawals remain predictable, while staggered entries reduce the volatility of the capital invested.
A longer investment horizon is suitable for provisions that will only be needed in a few years, for example for a business expansion or succession planning. Automated tranching smooths the average entry price over time and reduces the risk of being fully invested at a single inopportune time.
Joresor Zolewyn was developed for Swiss SMEs that do not want to leave excess liquidity to chance, but also do not want to spend time on active portfolio management. The platform combines data-driven analysis with a comprehensible set of rules: every automated decision can be explained afterwards.
The data infrastructure is hosted in Switzerland and is subject to the relevant data protection regulations. The AI takes over the analysis and execution work, the final decision-making authority on investment strategy and liquidity management always remains with you.
All data is hosted on servers in Switzerland and is subject to Swiss data protection law. Account data is used exclusively for the necessary financial infrastructure and is not passed on to uninvolved third parties.
The speed of liquidation depends on the asset class chosen. Positions in liquid, exchange-traded instruments can usually be sold within a few trading days. The specific deadlines are clearly stated before the system is created.
In the event of extraordinary market movements, predefined loss thresholds apply and automatically pause further allocation. In addition, you will be informed immediately of any significant deviations from the agreed risk profile so that you can intervene manually.
Yes. The AI suggests allocations and executes approved plans, but does not make independent strategic decisions outside of the parameters you define. The model can be paused or adjusted at any time.